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Silver Separators

The surge in older divorce

The latest statistics show that more than a quarter of all divorces were by men and women aged:

Over 50 - the figures from the Office for National Statistics show that around 28 per cent of divorces in 2016 were among this older age group.

The factors for this seem to be mainly:

Life expectancy is increasing – knowing that you have 20-30 more years ahead

Retirement- removes the daily routine of work and might uncover the sad truth that a couple just don’t actually enjoy spending time together anymore

Children growing up and leaving home or those that have stayed together for the children’s sake find that when the dynamics of your relationship change then cracks start to show.

Over 60’s - for many couples, moving into their 60s means significant change to their lives.

The issues are less about childcare, access and maintenance and more concerned with pension rights and inheritance planning. If one or both partners ends up re-marrying or cohabiting there is a need to protect assets and liabilities both for their dependent children and their new partners.

The increase in later life divorce means it is crucial to identify ways to make splitting pension assets easier.

The need to create a court order to do so could be prohibitively costly for some and an added stress at an already highly-emotional time.

Loneliness - those who divorce and do not remarry in later life are at increased risk of loneliness.

One in 10 over-60s say they feel lonely some, if not all of the time.

The subject of loneliness is still taboo in the UK and the stigma around admitting loneliness needs to be addressed.

Mental and physical health Divorce doesn’t just affect the finances of individuals who leave a marriage, often mental well-being is impacted in the short-term which can in turn lead to a physical deterioration over the longer term.

Men are particularly at risk after divorce as they are more likely to turn to institutional care than women who are more likely to rely on their families for support. (last weeks blog)

Some support links below:

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